tobacco road
Junior Member
What is the name of your state? NC
My Girlfriend was in an Accident 2 months ago, and she's been seeking therapy and neck and back treatment. One of my questions is we've been paying the dr visits( surgeon, xrays, medicines etc..) with our own co-pay insurance. Eventhough the at fault ins company stated they will pay on reimbursement, to me it seems they are getting off easy. We pay the copay. 12.00 ok, the Dr or whomever bills our ins company for whatever amts.. lets say for this visit the Dr fees are 245.00.
Now the Ins company is only paying our co-pays back to us where as the dr and his services are billing "our insurance" company full price. So in time the at fault insurance company reimbursements will be small. Should I alert my Ins company so they can be aware or what?
Plus we have no attorney, thinking we could maintain the process ourselves( may be crazy) we've kept all records, lost wages, medicine and the ongoing therapy treatments. We've not thought to get an attorney, but now they've said these shots and treatments aren't going to well, so we're looking longterm and just don't want to screw ourselves by not knowing or not doing something. An Attorney still probably not needed considering 30-40% fees, but we're just nervous.
My Girlfriend was in an Accident 2 months ago, and she's been seeking therapy and neck and back treatment. One of my questions is we've been paying the dr visits( surgeon, xrays, medicines etc..) with our own co-pay insurance. Eventhough the at fault ins company stated they will pay on reimbursement, to me it seems they are getting off easy. We pay the copay. 12.00 ok, the Dr or whomever bills our ins company for whatever amts.. lets say for this visit the Dr fees are 245.00.
Now the Ins company is only paying our co-pays back to us where as the dr and his services are billing "our insurance" company full price. So in time the at fault insurance company reimbursements will be small. Should I alert my Ins company so they can be aware or what?
Plus we have no attorney, thinking we could maintain the process ourselves( may be crazy) we've kept all records, lost wages, medicine and the ongoing therapy treatments. We've not thought to get an attorney, but now they've said these shots and treatments aren't going to well, so we're looking longterm and just don't want to screw ourselves by not knowing or not doing something. An Attorney still probably not needed considering 30-40% fees, but we're just nervous.
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