texastepmom
Member
What is the name of your state?tx
my husband was hit in the front of his car today by someone changing lanes in front of him. They didn't pull over, and he had to follow them for miles before they finally pulled over. He got the insurance info, but when he called, the insurance company claimed the policy number was not valid. He was advized to file a police report.
When he went to the police station, they told him that if he filed, even if the wreak wasn't his fault, his insurance company would count it as if it was his fault and his insurance would go up. Is this right? I thought your insurance only went up if you filed a claim or someone filed a claim against you, why would a police report in which you state a wreak was someone else's fault cause your insurance to go up?
thanks.
my husband was hit in the front of his car today by someone changing lanes in front of him. They didn't pull over, and he had to follow them for miles before they finally pulled over. He got the insurance info, but when he called, the insurance company claimed the policy number was not valid. He was advized to file a police report.
When he went to the police station, they told him that if he filed, even if the wreak wasn't his fault, his insurance company would count it as if it was his fault and his insurance would go up. Is this right? I thought your insurance only went up if you filed a claim or someone filed a claim against you, why would a police report in which you state a wreak was someone else's fault cause your insurance to go up?
thanks.