What is the name of your state? Minnesota
In November 2001 I had a brain injury and was on short term disability. I returned to work April 2002 with only working part time per doctor's instructions. I received short term disability to make up the hours that I could not work. My short term had ran out the end of 2002. At this time I was only being paid for the hours I worked but was still considered a full time employee. I paid for the LTD insurance through my employee the whole time also. In July 2005, I decided that I could no longer do the work required and went out on disability with doctors approval. During the time I was still working the company changed LTD policies. The company had me file with the new insurance company later I was told that they felt it wasn't their claim. The company than had me file with the other insurance company and I received a notice from them that it wasn't their claim either. I will now be out for 6 months in January 2006. What rights do I have??? I feel that I had paid for this insurance and should be covered. The company I worked for has been telling me their working on it. I just need to know where I stand on this claim.
In November 2001 I had a brain injury and was on short term disability. I returned to work April 2002 with only working part time per doctor's instructions. I received short term disability to make up the hours that I could not work. My short term had ran out the end of 2002. At this time I was only being paid for the hours I worked but was still considered a full time employee. I paid for the LTD insurance through my employee the whole time also. In July 2005, I decided that I could no longer do the work required and went out on disability with doctors approval. During the time I was still working the company changed LTD policies. The company had me file with the new insurance company later I was told that they felt it wasn't their claim. The company than had me file with the other insurance company and I received a notice from them that it wasn't their claim either. I will now be out for 6 months in January 2006. What rights do I have??? I feel that I had paid for this insurance and should be covered. The company I worked for has been telling me their working on it. I just need to know where I stand on this claim.
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