I bought an item through the internet which was defective. Unfortunately although I paid using a credit card, I did not realize the defect until 90 days post purchase. I have called the seller (an individual not corporation) several times and he has agreed in theory to replay me although it has been months and he has finally stopped answering my calls. He resides in FL, I reside in GA. What state do I file the suit in? Thank you so much for any advice.