LTD Claim Forms - Texas

I am disabled with a back injury sustained at work on 8-23-05. LTD was awarded after weeks of the Insurance Co. going back to my doctor for additional information, but now they have sent me additional forms to complete. I am concerned about my right to privacy being voilated by some of the information they are requesting, ie. my marital status, husband's name, DOB, & SS#, names of doctors I have seen over the past two years, regardless of reason, etc.

My Workers' Comp attorney advised me NOT to sign the broad Authorization to Disclose Information About Me form that came with that packet and now it is back again.

In a 6-page Personal Profile, they are also asking me for educational and work histories.

My question is, how much of this am I required to give them in order to keep my LTD benefits?

Only someone who has read your LTD policy can answer that question.

The language is pretty general..."You will be required to provide signed authorization for (name of ins. co.) to obtain and release medical and financial information, and any other items they may reasonably require in support of your Disability."

Each doctor I see has me sign some type of release for insurance purposes, but I have only given my Primary treating orthopedist permission to release my records to the LTD insurance as he gets reports from all other specialists he refers me to.

My husband is furious about their requesting his information. They even want him to sign some of these forms. He has nothing to do with my disability.

And I am upset by their wanting information about me that has absolutely nothing to do with my injury. As all of my treatment is being covered by Workers' comp, I can't see why they also want information on my insurance carrier(s) and doctors I see for anything else.