What is the name of your state? Missouri
My question is this. A couple of years ago I was backing out of a parking lot and damaged a door on a car with my vehicle. I could have driven off, but was honest and let the owner know. I had insurance and she as well, but I went to check my date and time had lapsed a couple of days. I went to insurance office to pay to get current but she beat me by 30 mins and I was told I had a lapse. Anyway in the process of the insurance company asked for my license and vehicle tags be revoked. I went to the DMV and they told me that I did not have to loose them because of a statute of limitations on filing a damage claim by the insurance company. My liscense and tags were reinstated and I payed a $40.00 fee and showed proof of ins. Now the same attny for the ins. co. is trying to take me to court for damages. It has been over 2 years since the time of the accident and the police report is a different copy than the one I recieved from the police dept. and they are asking for repairs that were not done by me for a claim amount. I'm not denying that I hit the door, but I did not damage the quarter panel or rear bumper they say are caused by my incident. I did dispute this prior to the filing of the damages. Is there a statute of limitations pertaining to damages of a vehicle when the court filing is over 2 years after the incident? Thank you.
My question is this. A couple of years ago I was backing out of a parking lot and damaged a door on a car with my vehicle. I could have driven off, but was honest and let the owner know. I had insurance and she as well, but I went to check my date and time had lapsed a couple of days. I went to insurance office to pay to get current but she beat me by 30 mins and I was told I had a lapse. Anyway in the process of the insurance company asked for my license and vehicle tags be revoked. I went to the DMV and they told me that I did not have to loose them because of a statute of limitations on filing a damage claim by the insurance company. My liscense and tags were reinstated and I payed a $40.00 fee and showed proof of ins. Now the same attny for the ins. co. is trying to take me to court for damages. It has been over 2 years since the time of the accident and the police report is a different copy than the one I recieved from the police dept. and they are asking for repairs that were not done by me for a claim amount. I'm not denying that I hit the door, but I did not damage the quarter panel or rear bumper they say are caused by my incident. I did dispute this prior to the filing of the damages. Is there a statute of limitations pertaining to damages of a vehicle when the court filing is over 2 years after the incident? Thank you.