N
navydoc3
Guest
I live in Michigan.
I was working two full time jobs,one at a metal stamping plant.
I injured my back at work,and went to the Industrial Clinic,as i was told to.The Clinic Physician,told me, that i merely had a back strain,and sent me back to work,on light duties.My employer had no such thing as light duties,and sent me home.
I was in severe pain,and made an immediate appointment,with my PCP.He suspected a ruptured disc,and wanted to schedule me for an EMG and a MRI.I was told ,that i needed to get a Permission to Treat Authorisation,from my employer,via their insurance carrier.I was then told,that i had had NO right,to consult my PCP,for up to 10 days following the injury.My employer had NEVER informed of this fact,as when i started my employment,i was NOT given an employee handbook,advising me of my rights.
So consequently i paid for medication,and tests ordered by my PCP,through my insurance with my second job.
My PCP put me on total bed rest.
At all times,i kept BOTH my employers fully aware of my medical status.
At this time, i filed a claim for Dual Employment with Workers Compensation.
The company insurance carrier,then sent me to an Independent Medical Examiner,who only took a history,x-rays and tested my reflexes.
His report states that i have a degenerative and congenital problem,and that he was authorisisng a full medical release,with NO restrictions whatsoever.
My PCP,however,after seeing the results of my EMG and MRI,states,that i have two bulging discs,and early nerve impairment in my left upper leg.
The insurance carrier,is saying however,that as i had a pre-existing
condition[of which i was TOTALLY uaware],and further, that they did NOT consider my injury work related,that i was NOT entitled to one thin dime!!!!!
I have been off work now,from both employers for five weeks,as my PCP is not willing to release me back to work.
The insurance carrier has sent me a Notice of Dispute,and my workers comp attorney has filed for a hearing,and i,m still waiting for a date.
Is Workers Comp liable,if a pre-existing condition[of which i was TOTALLY unaware]is aggravated by the nature of my work???????
Are there any other benefits,to which i,m entitled at this time,as i,,m broke,with NO income whatsoever,and sole support of my family?????
I was working two full time jobs,one at a metal stamping plant.
I injured my back at work,and went to the Industrial Clinic,as i was told to.The Clinic Physician,told me, that i merely had a back strain,and sent me back to work,on light duties.My employer had no such thing as light duties,and sent me home.
I was in severe pain,and made an immediate appointment,with my PCP.He suspected a ruptured disc,and wanted to schedule me for an EMG and a MRI.I was told ,that i needed to get a Permission to Treat Authorisation,from my employer,via their insurance carrier.I was then told,that i had had NO right,to consult my PCP,for up to 10 days following the injury.My employer had NEVER informed of this fact,as when i started my employment,i was NOT given an employee handbook,advising me of my rights.
So consequently i paid for medication,and tests ordered by my PCP,through my insurance with my second job.
My PCP put me on total bed rest.
At all times,i kept BOTH my employers fully aware of my medical status.
At this time, i filed a claim for Dual Employment with Workers Compensation.
The company insurance carrier,then sent me to an Independent Medical Examiner,who only took a history,x-rays and tested my reflexes.
His report states that i have a degenerative and congenital problem,and that he was authorisisng a full medical release,with NO restrictions whatsoever.
My PCP,however,after seeing the results of my EMG and MRI,states,that i have two bulging discs,and early nerve impairment in my left upper leg.
The insurance carrier,is saying however,that as i had a pre-existing
condition[of which i was TOTALLY uaware],and further, that they did NOT consider my injury work related,that i was NOT entitled to one thin dime!!!!!
I have been off work now,from both employers for five weeks,as my PCP is not willing to release me back to work.
The insurance carrier has sent me a Notice of Dispute,and my workers comp attorney has filed for a hearing,and i,m still waiting for a date.
Is Workers Comp liable,if a pre-existing condition[of which i was TOTALLY unaware]is aggravated by the nature of my work???????
Are there any other benefits,to which i,m entitled at this time,as i,,m broke,with NO income whatsoever,and sole support of my family?????