Comp or Collision Claim? (California)

What is the name of your state? California.

Here's the story. I'm driving on the far right lane of the freeway. I see a metal thing ahead of me. I was going abou 65 mph, I couldn't switch lanes or stop safely to avoid hitting it, so I ran over the sucker and as a result messed up my car.

My question is, is running over or into an object to prevent an accident considered a comprehensive or collision claim? If collision, is my scenario going to be an At Fault Claim on me?

If someone knows of a site that list accidents that would considered a comp or collision, that would be great.

slimjim05 said:

If someone knows of a site that list accidents that would considered a comp or collision, that would be great.

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Its collison. Comprehensive is theft, vandalism, acts of nature (like flood, wind, etc), or hitting an animal. Generally, you are NOT in your vehicle for a comp claim (except hitting an animal).

Collision: ANY accident.

Thank you for the reply. I have another question: Is it a chargable accident?

slimjim05 said:

Thank you for the reply. I have another question: Is it a chargable accident?

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Yep. It sure is.