john2006PA
Junior Member
What is the name of your state? PA, USA
my car is 1993 mazda, still dirivable, 2 doors and exhaust system damaged by other car drivier, who hited and run, and arrested by police.
his insurance company, Peerless Insurance, offer me $1775 ( fair market value $1856 -$91(prior damage, which I do not know what it is ? )), but asked me to send my car title to Peerless, that mean Peerless ask me to sell my car to Peerless), because the repair cost over $2000.
could anyone kindly help me at following questions ?
1) I need time to raise money to buy a new car, do I have right to keep my car while I get paid for the fair market value $1856, according any laws in PA, USA ?
2) I just replace a new exhaust system 2 months ago at the cost of $600.63, do I have right to claim back this $600.63 ?
3) I keep my car in very good conditon, and very good records, I replace my air condition, breaks, tires in recent years, do I have right to argue the $91 (prior damage, which I do not know what it is ?), and increase my fair market value $1856, which Peerless get from the average of NADA and autosource ?
Thank very much for any help inadvance
my car is 1993 mazda, still dirivable, 2 doors and exhaust system damaged by other car drivier, who hited and run, and arrested by police.
his insurance company, Peerless Insurance, offer me $1775 ( fair market value $1856 -$91(prior damage, which I do not know what it is ? )), but asked me to send my car title to Peerless, that mean Peerless ask me to sell my car to Peerless), because the repair cost over $2000.
could anyone kindly help me at following questions ?
1) I need time to raise money to buy a new car, do I have right to keep my car while I get paid for the fair market value $1856, according any laws in PA, USA ?
2) I just replace a new exhaust system 2 months ago at the cost of $600.63, do I have right to claim back this $600.63 ?
3) I keep my car in very good conditon, and very good records, I replace my air condition, breaks, tires in recent years, do I have right to argue the $91 (prior damage, which I do not know what it is ?), and increase my fair market value $1856, which Peerless get from the average of NADA and autosource ?
Thank very much for any help inadvance
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