What is the name of your state?
Illinois
Last Wednesday my girlfriend was involved in a minor accident while backing out of our driveway. We live on the East side of a 2 lane street. She was backing out heading South. At the same time the gentleman living on the West side of the street also decided to back out and head South. She ended up backing into his rear door corner/wheel well opening. Initially I thought it was her fault. After reviewing the situation it appears she was already backing out and he "cut her off" (the front of his car was still in his driveway where she was already completely in the roadway. She did not file a police report because he mentioned he had a suspended license. He came over with an estimate for $1900. I told him I would have to file a claim with our insurance but chances are he would be liable for his damages and she would be liable for hers (minimal). He then came over today with an estimate for $850 and said if we could pay half he would be happy. I told him I needed his insurance info. and that we would just file a claim. He replied he didn't have it with him and that he would drop it off tomorrow.
Based on that info, does it sound like it is equal fault? Since no police report was filed is there a statue of limitations on reporting an accident? I am not really worried since worse case scenario is we pay $500 (deductible) he gets ticketed/arrested for driving on a suspended license and we are done with this mess.
Any info or comments are welcomed and appreciated.
Thank you.
TonyWhat is the name of your state?
Illinois
Last Wednesday my girlfriend was involved in a minor accident while backing out of our driveway. We live on the East side of a 2 lane street. She was backing out heading South. At the same time the gentleman living on the West side of the street also decided to back out and head South. She ended up backing into his rear door corner/wheel well opening. Initially I thought it was her fault. After reviewing the situation it appears she was already backing out and he "cut her off" (the front of his car was still in his driveway where she was already completely in the roadway. She did not file a police report because he mentioned he had a suspended license. He came over with an estimate for $1900. I told him I would have to file a claim with our insurance but chances are he would be liable for his damages and she would be liable for hers (minimal). He then came over today with an estimate for $850 and said if we could pay half he would be happy. I told him I needed his insurance info. and that we would just file a claim. He replied he didn't have it with him and that he would drop it off tomorrow.
Based on that info, does it sound like it is equal fault? Since no police report was filed is there a statue of limitations on reporting an accident? I am not really worried since worse case scenario is we pay $500 (deductible) he gets ticketed/arrested for driving on a suspended license and we are done with this mess.
Any info or comments are welcomed and appreciated.
Thank you.
TonyWhat is the name of your state?