What is the name of your state? Illinois
My niece asked my 17 yr. old (only had her license for less than 1 month) daughter to take her to the mall using my niece's boyfriends car to shop for his birthday. As they were coming to a red light, she went to stop and the breaks jammed on her and she rear-ended the truck in front of her. The police were called to make a report and when they asked for the insurance my niece gave them the insurance card in the glove compartment that had expired in April of this year. There was no damage to the other car, from what my daughter says. She was given a ticket that reads "No proof of insurance" and they took her license. She said the police officer told her that to show up to court with proof of insurance and she would get her license back. The copy of the police report on the accident was given to my niece's boyfriend and I never even saw it.
My questions:
1. Is it that easy? If my daughter shows up to court with proof of insurance on the car she was driving, will she get her license back?
2. What happens with the accident? If the person decides to sue, will they sue my daughter or the owner of the vehicle? She is covered under our insurance (full coverage) by Statefarm.
3. Does the owner of the car have to come to court with us?
4. How will we know if the person is going to sue? Will our insurance protect her?
Any information would be greatly appreciated! I am debating if we will need to hire a lawyer.
Thank you all!
My niece asked my 17 yr. old (only had her license for less than 1 month) daughter to take her to the mall using my niece's boyfriends car to shop for his birthday. As they were coming to a red light, she went to stop and the breaks jammed on her and she rear-ended the truck in front of her. The police were called to make a report and when they asked for the insurance my niece gave them the insurance card in the glove compartment that had expired in April of this year. There was no damage to the other car, from what my daughter says. She was given a ticket that reads "No proof of insurance" and they took her license. She said the police officer told her that to show up to court with proof of insurance and she would get her license back. The copy of the police report on the accident was given to my niece's boyfriend and I never even saw it.
My questions:
1. Is it that easy? If my daughter shows up to court with proof of insurance on the car she was driving, will she get her license back?
2. What happens with the accident? If the person decides to sue, will they sue my daughter or the owner of the vehicle? She is covered under our insurance (full coverage) by Statefarm.
3. Does the owner of the car have to come to court with us?
4. How will we know if the person is going to sue? Will our insurance protect her?
Any information would be greatly appreciated! I am debating if we will need to hire a lawyer.
Thank you all!