shawnrobin
Junior Member
What is the name of your state?[ Tennessee - vehicle is a 2000 Kia Spectra in excellent running condition, registered in Chattanooga, TN; was legalled parked on street in Bay St. Louis, MS. Was hit by person who happens to carry the same ins. as we do. Car was deemed totaled by adjuster; but they want to use the lowest estimate for the value of the car to start with and then reduce the settlement because of what they call high mileage, 92000, and some prior cosmetic damage. This does not seem fair. We had an excellent running car that is needed for work and school and now the insurance co wants to settle for almost nothing. What legal rights do we have? If we settle on a totaled amount with the insurance co, do we keep the car as in LA, we don't know the law here. HELP]
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