CapnCrunch
Junior Member
What is the name of your state? California
“Jane Doe” crashed her vehicle into my parked car, totaling it. Police responded and cited her for speeding and for defective equipment (bald tires).
“Jane” said she had just purchased the vehicle from “Paul Smith”. She reported to police that the vehicle was insured by GMAC, and gave a policy number.
It turns out that the vehicle was still registered to “Paul Smith”, and that the GMAC insurance was still active under “Paul Smith’s” name. Neither GMAC nor the DMV were aware that the vehicle had been sold. Neither party had done anything with any paperwork to report any sale.
A claim was filed with GMAC, which denied the claim, stating that “Jane Doe” and “Paul Smith” had a Bill of Sale, and that “Insurance doesn’t transfer.”
To aggravate matters, I am disabled and relied on my car for frequent medical appointments. I have been without a vehicle for almost two months. In addition, “Jane Doe” is a low-income person with little or no assets.
Who is responsible and what should I do to be compensated?
“Jane Doe” crashed her vehicle into my parked car, totaling it. Police responded and cited her for speeding and for defective equipment (bald tires).
“Jane” said she had just purchased the vehicle from “Paul Smith”. She reported to police that the vehicle was insured by GMAC, and gave a policy number.
It turns out that the vehicle was still registered to “Paul Smith”, and that the GMAC insurance was still active under “Paul Smith’s” name. Neither GMAC nor the DMV were aware that the vehicle had been sold. Neither party had done anything with any paperwork to report any sale.
A claim was filed with GMAC, which denied the claim, stating that “Jane Doe” and “Paul Smith” had a Bill of Sale, and that “Insurance doesn’t transfer.”
To aggravate matters, I am disabled and relied on my car for frequent medical appointments. I have been without a vehicle for almost two months. In addition, “Jane Doe” is a low-income person with little or no assets.
Who is responsible and what should I do to be compensated?