Georgia -- my daughter bought a used vehicle recently (still keeping her old car) and informed her insurance agent a couple of weeks after the purchase. She didn't sign up for insurance at that point, as she told them she found a rate at half the cost and was trying to compare coverage. She understood her new vehicle was insured for up to 30 days before she needed to decide. Her insurance co (State Farm) wanted to see details from the prospective new ins. co. before they would quote. Even during that phone conversation w/her agent, they didn't mention she was UNINSURED! State Farm's policy is 14 days, not 30 days like some. They didn't mention an thing, even though later they said they did. On day 20, she was stopped because her paper tag fell off. She was fined for having no proof of insurance, as the officer confirmed the new car purchase and confirmed her old car was insured, but not the new one. He told her go to jail or we'll tow your car, your choice. They towed it and scraped the tailpipes to boot. State Farm agent is saying they told her about the 14 day period, but that is just not true. But I realize on the other hand, it is ultimately the vehicle owner's responsibility. She has been with them for about 6 years, never missed a payment, never been late, never a lapse. A purely innocent mistake. It looks like there is a $350 min. fine. Any ideas or insight??
Thanks for any thoughts
Thanks for any thoughts