Texas - My situation: 
I was rear ended in 1/06 and they at fault's insurance company accepted responsibility
I have been experiencing back complications ever since.
I had scoliosis corrective surgery in 2001 and have had no back problems since surgery.
I continue physical therapy and am about to see a doctor about injections.
QUESTION:
1. I am being told that the insurance company is not going to cover anymore of my medical expenses based on the vehicle damages and their statistics showing I should be better right now. If I have Doctors disagreeing with this, then how can they get away with continuing to pay me medical expenses???
2. I am being told that I should just settle (even though I am not better and don't know how long it will be until I am fully recovered), and that I probably will barely get enough money out of the settlement to cover the medical expenses I have already accrued. How do insurance companies get away with that, or am I being fed a bunch of balonie?
3. I am being told that if I try to take this to court I will probably loose because in the last few months the only thing awarded in these cases if anything is medical expenses. Is this right? And where do I begin to look to find these records?
I am confused and frusfrated. If someone could help answer these questions, or at least point me in the right direction I would appriciate it.
Thank You,
SETWhat is the name of your state?
I was rear ended in 1/06 and they at fault's insurance company accepted responsibility
I have been experiencing back complications ever since.
I had scoliosis corrective surgery in 2001 and have had no back problems since surgery.
I continue physical therapy and am about to see a doctor about injections.
QUESTION:
1. I am being told that the insurance company is not going to cover anymore of my medical expenses based on the vehicle damages and their statistics showing I should be better right now. If I have Doctors disagreeing with this, then how can they get away with continuing to pay me medical expenses???
2. I am being told that I should just settle (even though I am not better and don't know how long it will be until I am fully recovered), and that I probably will barely get enough money out of the settlement to cover the medical expenses I have already accrued. How do insurance companies get away with that, or am I being fed a bunch of balonie?
3. I am being told that if I try to take this to court I will probably loose because in the last few months the only thing awarded in these cases if anything is medical expenses. Is this right? And where do I begin to look to find these records?
I am confused and frusfrated. If someone could help answer these questions, or at least point me in the right direction I would appriciate it.
Thank You,
SET
What is the name of your state?