At fault

What is the name of your state? MD

I purchased a new car this past Saturday and I rear ended a truck less then 24 hours later. The damage on the truck was less then $1,000.00. The damage to my car is in excess of $10,000.00. I was at the dealership getting items out of my car and joked about trading it in when the salesperson told me they would have to get a price from a wholesaler because of the damage and informed me that I would take quite a loss. Am I entitled to diminished value even if I was at fault? The crash was not caused by any traffic laws being broken.

Thanks in advance!

shovelhead75 said:

Am I entitled to diminished value even if I was at fault?

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No. Read your insurance policy, very likely that diminished value is not allowed unless you purchased the additional coverage.

The crash was not caused by any traffic laws being broken.

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Just curious.... then how DID you rear end someone without 'any traffic laws being broken'??

JETX said:

No. Read your insurance policy, very likely that diminished value is not allowed unless you purchased the additional coverage.

I checked the policy tonight and did not see anything about diminished value.


Just curious.... then how DID you rear end someone without 'any traffic laws being broken'??

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I had the cruise control on. The car in front of the truck was turning left and the truck slammed on its breaks. I saw the break lights and when I went to hit the brakes my foot pushed the floor mat up and it folded in half in the center blocking both the gas and brake petals. By the time I was able to move the mat out of the way it was too late.

The first traffic violation that comes to MY mind is "Following too closely."