korrupt420
Junior Member
I'm from Wisconsin and I'm 16 years old. Last Thursday, I went to a friends house for a party. I was on my second beer and a kid I somewhat know comes up to me and asks to use my keys to go pick up his girlfriend in town. I said sure, simply because he didn't seem that drunk to me and to be quite honest, driving a little intoxicated in Wisconsin isn't that hard. So he comes back with my whole passenger side of my s10 truck totaled, meaning he totaled a parked 2002 Malibu Maxx as well. I drove it home and told my parents, whom called the police and got the report filed.
Now, so far, I know he's getting charges for leaving a scene of an accident and DUI. But he's 18 years old and doesn't have insurance so we can't go after his parents to pay for this. I have Liabiliity insurance but no Collision (since it was an old pickup), but does this go on my insurance just because it was my truck? Shouldn't he be responsible for the totaled parked car and mine, since he was driving it?
I know this was a idiotic decision, and I know that some of this is my fault for letting him drive without seeing if he had been drinking, but still.
Now, so far, I know he's getting charges for leaving a scene of an accident and DUI. But he's 18 years old and doesn't have insurance so we can't go after his parents to pay for this. I have Liabiliity insurance but no Collision (since it was an old pickup), but does this go on my insurance just because it was my truck? Shouldn't he be responsible for the totaled parked car and mine, since he was driving it?
I know this was a idiotic decision, and I know that some of this is my fault for letting him drive without seeing if he had been drinking, but still.