What is the name of your state? Connecticut. I was covered by a short-term disability policy at my old employer until the end of May. Then, I began employment with a new employer and signed up for their short-term disability policy on June 15th. I found out in early July that I am pregnant and probably became pregnant around May 29th. Will my disability leave be covered by either policy? If so, which one? Also, all documents I have received from my new insurance carrier indicate that the pre-existing condition exclusion only applies to conditions for which you have sought treatment within the prior 12 months. I did not seek treatment for this until early July. However, I have heard from co-workers that the short-term disability policy does not cover women who are pregnant when they sign up for it. Does it matter that I was covered previously and signed up during the first 30 days of my new employment?