short term disability and pregnancy

What is the name of your state? pennsylvania
yes can you tell me if short term disability insurance covers pregnanacy?
If so where can i get information on how to get short term disability that covers pregnancy?
My emplyer does not provide short term disability can I get some insurance on my on?

robmeca22 said:

What is the name of your state? pennsylvania
yes can you tell me if short term disability insurance covers pregnanacy?
If so where can i get information on how to get short term disability that covers pregnancy?
My emplyer does not provide short term disability can I get some insurance on my on?

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You can go through individual insurance companies (or a broker) to try to find a policy, but I have not seen one that covers pregnancy.

And, are you already pregnant?

AFLAC will cover it, but it requires payroll deduction, I think.

answer

no i am not all ready pregnant i would love aflac but doesn
t your job have to offer aflac to you

AFLAC will issue individual policies to cover your situation.

Thank You

I will check with Aflac . I love your quote to.

Pregancy short Term Disability

Aflac states your job has to participate. does anyone else know of any other companies they may have short term disability that covers preganancy thanks

No, I don't. Again, the reason is because people wouldn't buy the policy until they are about to get pregnant.

I believe all STD and LTD's are employer based unless you own your own company.

I could be wrong. You may be able to get State disability benefits for a pregnancy leave. Check your State's website to see what type of temporary disability policy they may have.

You are wrong. I used to work for a company that sold individual disability insurance.

I have no idea if they still do so or what it covers if they do, but check out Northwestern Mutual Life.

There are cos. that will issue individual short term disability policies that will include covering pregnancy. However, I believe that some/maybe all will not cover pregnancy until 10 mos. after the effective date of the policy. This is to not have to pay a claim for a current pregnancy. This is some info I know from working for an ins. co. AFLAC was on the list we had at work but apparently they don't or don't any longer per your call to them. You might contact an ins. broker & see if they can help you find a company.