bononos again
Member
What is the name of your state? OH
I owe about $16,000 on loans still.
They were in default and a garnishment began, with my knowledge.
When I changed jobs, I called to inform them so garnishment would continue.
In speaking with the operator, he suggested a loan "rejuvenation". Instead of garnishment a set amount is taken from my account directly.
Great! $195 a month and out of default.
When I spoke to the man, I specifically asked about my tax return.
He said it would not be taken.
A few months passed and nothing was taken from my account. I called again, they have the records of calls and what was discussed.
They had not received my confirmation of the direct withdraw.
I resent the form by fax.
So, in all, last year approx. $1400.00 was paid to my loans.
SHOCKED, they took my tax return!
$3,325.00!
ALL OF IT!
Is this allowed???
I will of course continue with the $195.00 a month direct.
That means I owe $2340/yr.
I paid approx. $1400 last year leaving $940 not paid.
How can they take $3,325?
I am now considered out of default.
I am guessing this is a battle I can never win, but does anyone know if there's a chance?
This year alone in all they will be getting $5665 between my return and direct payments.
That's insane!
I owe about $16,000 on loans still.
They were in default and a garnishment began, with my knowledge.
When I changed jobs, I called to inform them so garnishment would continue.
In speaking with the operator, he suggested a loan "rejuvenation". Instead of garnishment a set amount is taken from my account directly.
Great! $195 a month and out of default.
When I spoke to the man, I specifically asked about my tax return.
He said it would not be taken.
A few months passed and nothing was taken from my account. I called again, they have the records of calls and what was discussed.
They had not received my confirmation of the direct withdraw.
I resent the form by fax.
So, in all, last year approx. $1400.00 was paid to my loans.
SHOCKED, they took my tax return!
$3,325.00!
ALL OF IT!
Is this allowed???
I will of course continue with the $195.00 a month direct.
That means I owe $2340/yr.
I paid approx. $1400 last year leaving $940 not paid.
How can they take $3,325?
I am now considered out of default.
I am guessing this is a battle I can never win, but does anyone know if there's a chance?
This year alone in all they will be getting $5665 between my return and direct payments.
That's insane!