What is the name of your state? Florida
I have disability insurance through my employer (a local municipality). The employer has stated that when an employee is out of work due to a disability, the employee has to use all of their accrued leave prior to receiving a disability payment. When the employee has exhausted all of their accrued leave, then, and only then will the disability insurance start to pay, and that the time out when using accrued leave counts against the length of coverage for disability payments. We are offered long term (52 weeks) or short term (26 weeks) coverage. For example, if your accrued leave covers you for 6 weeks, at the end of the 6 weeks when your disability payments start, you would only receive 46 weeks of disability payments instead of the 52 (if you had short term coverage, at the end of the 6 weeks, you would only receive 20 weeks of disability payments). Shouldn't employees be entitled to the full 52 (or 26) weeks of payments?
I have disability insurance through my employer (a local municipality). The employer has stated that when an employee is out of work due to a disability, the employee has to use all of their accrued leave prior to receiving a disability payment. When the employee has exhausted all of their accrued leave, then, and only then will the disability insurance start to pay, and that the time out when using accrued leave counts against the length of coverage for disability payments. We are offered long term (52 weeks) or short term (26 weeks) coverage. For example, if your accrued leave covers you for 6 weeks, at the end of the 6 weeks when your disability payments start, you would only receive 46 weeks of disability payments instead of the 52 (if you had short term coverage, at the end of the 6 weeks, you would only receive 20 weeks of disability payments). Shouldn't employees be entitled to the full 52 (or 26) weeks of payments?