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Short term Disability

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S

sbrz06

Junior Member
What is the name of your state? Wisconsin.

I am currently 7 months pregnant. My Doctor suggested me for bed rest. But i do not have short term disability. I mean my employer won't provide that. I cannot afford to go for bed rest for 12 or 14 more weeks. I mean until and after the birth of my baby. Are there any individual short term disability plans or companies available. I can even pay little bit more deductible or premium. Please if any knows any information about tis question drop a suggestion.


Thankyou much
 


M

moburkes

Senior Member
sbrz06 said:
What is the name of your state? Wisconsin.

I am currently 7 months pregnant. My Doctor suggested me for bed rest. But i do not have short term disability. I mean my employer won't provide that. I cannot afford to go for bed rest for 12 or 14 more weeks. I mean until and after the birth of my baby. Are there any individual short term disability plans or companies available. I can even pay little bit more deductible or premium. Please if any knows any information about tis question drop a suggestion.


Thankyou much
Click to expand...
Honey, no company is going to collect, say $100 in premium, and then offer you disability payments of several hundred dollars a month.

No, there is no disability policy available for you at this time. Apply for food stamps and welfare benefits. You are also probably eliglble for WIC.
 
cbg

cbg

I'm a Northern Girl
Sadly enough, I have to agree. Even if you found a company that would sell you a policy at this time, it would almost certainly have a pre-existing clause that would exclude coverage for your pregnancy or any related conditions.

Employers in your state (and in 44 other states) are not required to provide disability benefits. But do you have vacation or sick time that could pick up part of the slack?
 
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