COLORADO:
Six days ago, another student backed into my daughter's parked car at a friend's house. Lots of witnesses. The student was a friend of the registered driver. She became hysterical begging not to involve police/insurance, called her parents and said they would pay for it out of pocket. We never spoke to the parents ourselves but went to get an estimate after the weekend, at which time the family then said not their problem since it wasn't their car (CO is a no fault state). I called my insurance who backed this up. IF we file insurance, our insurance will go after the vehicle owner not driver.
Is there a way to make the person responsible for the damage pay? Everyone's upset - these are all teenage drivers so imagine insurance... I am wondering if I pay for it myself, can I sue the family who is morally responsible? Or will I be told I'm going after the wrong people?
FYI - I filed a police report today and yes, I know I was stupid to allow the girl's tears to influence me.
Six days ago, another student backed into my daughter's parked car at a friend's house. Lots of witnesses. The student was a friend of the registered driver. She became hysterical begging not to involve police/insurance, called her parents and said they would pay for it out of pocket. We never spoke to the parents ourselves but went to get an estimate after the weekend, at which time the family then said not their problem since it wasn't their car (CO is a no fault state). I called my insurance who backed this up. IF we file insurance, our insurance will go after the vehicle owner not driver.
Is there a way to make the person responsible for the damage pay? Everyone's upset - these are all teenage drivers so imagine insurance... I am wondering if I pay for it myself, can I sue the family who is morally responsible? Or will I be told I'm going after the wrong people?
FYI - I filed a police report today and yes, I know I was stupid to allow the girl's tears to influence me.