deadbeat insurance co.

What is the name of your state? california

I was rear-ended by some idiot and my van was totaled. The idiot had insurance and when they contacted me I thought they were going to compensate me for the damages because that is what insurance companies are supposed to do. The adjuster now says that the accident was not the fault of their insured idiot and that the accident was MY fault. This is completely absurd as the guy was speeding and then rear-ended me
. I need to take action but at this point in time I cannot afford an attorney. How should I handle this problem?

sKiTzo said:

What is the name of your state? california

I was rear-ended by some idiot and my van was totaled. The idiot had insurance and when they contacted me I thought they were going to compensate me for the damages because that is what insurance companies are supposed to do. The adjuster now says that the accident was not the fault of their insured idiot and that the accident was MY fault. This is not the case. I need to take action but at this point in time I cannot afford an attorney. How should I handle this problem?

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You contact YOUR insurance company or you file a suit in small claims court, and ask for them to pay your filing fees.

Why did the other company decide that you were at fault?