What is the name of your state? Colorado
In january I was involved in an accident on I-70. I hit another car (rental car). I am insured with full coverage insurance. Now, months after the accident, the driver of the other car is trying to get me to pay the excess amount. It turns out that the rental car company totaled out the car, while my insurance company refused to pay the amount - they wouldn't have totaled the car - and paid a lesser amount. The driver did not get the additional insurance from the rental car company, and his regular car insurance company (safeco?) does not cover it. So, because my insurance company and the rental car company settled on the lesser amount, the rental car company is going after the rental car driver (in Indiana) for the remainder. Now he is threatening to sue me for the remaining amount. Can he sue me? Doesn't he have to go after my insurance company since I have full coverage insurance? And does my insurance company cover me in the event of a lawsuit?
I should also mention that no one was injured - my insurance company has him on tape saying he wasn't injured.
Thanks in advance -
confused
In january I was involved in an accident on I-70. I hit another car (rental car). I am insured with full coverage insurance. Now, months after the accident, the driver of the other car is trying to get me to pay the excess amount. It turns out that the rental car company totaled out the car, while my insurance company refused to pay the amount - they wouldn't have totaled the car - and paid a lesser amount. The driver did not get the additional insurance from the rental car company, and his regular car insurance company (safeco?) does not cover it. So, because my insurance company and the rental car company settled on the lesser amount, the rental car company is going after the rental car driver (in Indiana) for the remainder. Now he is threatening to sue me for the remaining amount. Can he sue me? Doesn't he have to go after my insurance company since I have full coverage insurance? And does my insurance company cover me in the event of a lawsuit?
I should also mention that no one was injured - my insurance company has him on tape saying he wasn't injured.
Thanks in advance -
confused