marquez9810
Junior Member
This is in Oklahoma State. Is it true that insurance companies will not pay the medical bills first before doing a settlement offer to the client? The problem is that my family was involved in a wreck and I had taken them to several doctors and emergency rooms to get them checked out. The party that hit them has claimed full liability for the accident. Most of the other medical providers have placed liens on the case, but there is one that has sent it to a credit collection agency and the agency will not accept a "protection order" (according to the lawyers assistant). So this means that it might affect my spouse's credit report if not paid. I had told the assistant to tell my lawyer to have him call and have the responsible insurance company to pay that particular bill to avoid any credit report problems later down the road. I was told that insurance companies won't do that. I am in a bit of a dilemma, because I don’t believe that the lawyer is acting in our best interest but rather his own interests. The offers have been really low and the lawyer claims it is a bad time for tort cases because of an election year. There was approx. $6,000 of property damage to the car, approx. $5,000 in medical bills and physical therapy. Is it also true the insurance company won’t extend medical coverage for an “x” amount of years? I want to make sure that my wife doesn’t have any complications in the future that may arise from this car accident. I was in a car accident about ten years ago and I remember they did extend coverage for a period of a minimum of five years to cover any complications that may have been caused from the accident I was involved in. Any help and advice is truly appreciated. Thanks.