Car got broke in and someone stole the GPS on hotel property

What is the name of your state? Miami, Flordia

I was staying at a hotel in Miami Florida, and did valet parking for my rental car. Someone broke the car window and stole the rented GPS. Is the hotel responsible for this?

Thanks in advance for your help!!

Nope. The person who broke in is responsible, no one else. If you have comprehensive coverage on your insurance, that will cover the break in and *possibly* the GPS, if it's permanently installed or factory installed. If it's a portable GPS, that would fall under your homeowners or renters insurance.

A: No, the hotel is likely not responsible. Read your valet ticket.

Your insurance will need to cover it. It happened to me too! However even though mine was an aftermarket dash mount GPS, the fact that it was powered by the cars battery meant that the car insurance covered it. The reason that was nice was I was already going to have to pay the deductible for the repairs to the damage from the break in.

JustAPal00 said:

However even though mine was an aftermarket dash mount GPS, the fact that it was powered by the cars battery meant that the car insurance covered it.

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That's really going to depend on how the policy is written (if OP even has Comp coverage), there's no universal rule. The policies I work on specifically state "permanently installed".

its actually a portable GPS. I will look more into the insurance policy.

ecmst12 said:

That's really going to depend on how the policy is written (if OP even has Comp coverage), there's no universal rule. The policies I work on specifically state "permanently installed".

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I understand, I was just stating how mine was resolved! I think my adjustor was really lenient, because it seemed like he cut me a few brakes. I had a lot of things stolen. Many couldn't be replaced and I lost a few thousand dollars. He covered all electronic devices that could be powered by the cars battery, including a power inverter(converts DC current to AC), GPS, radar detector, and cell phone chargers.