What is the name of your state? Washington, (King County, Seattle)
I'm actually writing for my girlfriend. She recently purchased some health products through an offer, I haven't really checked into where the offer came from rather online or through the mail, regardless-- she didn't recieve the products although the bank account did have the funds removed, she waited weeks and weeks for the good to arrive, they never did. Later the account was charged again (both via e-check).
By the way, her English isn't great, she's an immigrant from Hong Kong and very young (20) she moved here about two years ago. I think this would play well into a case of misundersatnding/fraud.
Now, the bank account has been closed and all records have been maintained. First and foremost a claim with the government will be filed (I think the bank is handling the claim or at least getting it started for her, she'll be doing that later today.)
All of that aside, my real question is, assuming using the e-check system I can (or she can) determine the routing number/account number of the location where the funds were delivered, and the adress/information of the name (business, more than likely) of the person who opened the account through their bank, and assuming we were able to find this person, would she have a legitimet lawsuit for fraud? It's hit her pretty hard, she works two jobs, both pay just slightly above the minimum wage of the state, she goes to school, she's constantly low on money and to have something like this happen makes living that much more difficult in these modern capitalistic days. Is there a valid claim for fraud/personal damages here or am I just barking up the wrong tree and looking for trouble? Thanks alot... I've never even considered a lawsuit before but this has hit her really hard so I want to give a helping hand.
I'm actually writing for my girlfriend. She recently purchased some health products through an offer, I haven't really checked into where the offer came from rather online or through the mail, regardless-- she didn't recieve the products although the bank account did have the funds removed, she waited weeks and weeks for the good to arrive, they never did. Later the account was charged again (both via e-check).
By the way, her English isn't great, she's an immigrant from Hong Kong and very young (20) she moved here about two years ago. I think this would play well into a case of misundersatnding/fraud.
Now, the bank account has been closed and all records have been maintained. First and foremost a claim with the government will be filed (I think the bank is handling the claim or at least getting it started for her, she'll be doing that later today.)
All of that aside, my real question is, assuming using the e-check system I can (or she can) determine the routing number/account number of the location where the funds were delivered, and the adress/information of the name (business, more than likely) of the person who opened the account through their bank, and assuming we were able to find this person, would she have a legitimet lawsuit for fraud? It's hit her pretty hard, she works two jobs, both pay just slightly above the minimum wage of the state, she goes to school, she's constantly low on money and to have something like this happen makes living that much more difficult in these modern capitalistic days. Is there a valid claim for fraud/personal damages here or am I just barking up the wrong tree and looking for trouble? Thanks alot... I've never even considered a lawsuit before but this has hit her really hard so I want to give a helping hand.