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Is there a time limit to collect on an NSF check in TN. If you are not notified for over 3 months can you still expect payment on the check? The bank nor the place of business notified us of the problem.
A check is a contract. As such, Tennessee Statute of Limitations is 6 years for a written contract.
Additionally, you might consider yourself lucky since the civil penalty in Tennessee for a NSF check is treble damages up to $500 + 10% interest & reasonable service charges, atty's fees, & court costs.
Pay the check and quit trying to find ways to deny responsibility.
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