What is the name of your state (only U.S. law)? Georgia
My wife has moved out and we are going to file for divorce as soon as we can get an answer to the following;
All of the debts are in my name with the exception of her car. We have agreed on everything and all is going smoothly.... she will take her car loan and I will take mine. The only other debts are the mortgage and two credit cards. She doesn't want the house, I do, so we have agreed that I will keep the house and she will take the two credit cards. The problem is that the cards are solely in my name. We tried to have her added but were denied due to her poor credit. Then she tried to get credit cards of her own so that she could transfer the balances however she was denied for those as well (with the exception of one $300 card). At this point our only other idea is a promissory note but as I've seen from reading these forums the credit card companies are a third party to that agreement and I will still be responsible for the debt if she stops paying.
What are our options to make sure that once this is done I'm free and clear of these credit cards? Can the judge order the companies to transfer the debt to her and release me? Is this something we need to get an attorney involved in or can we do this ourselves being that it's uncontested and all agreed upon? She said she would pay alimony, is that an option? What can we do?
Please help!
Thank you.What is the name of your state (only U.S. law)?
My wife has moved out and we are going to file for divorce as soon as we can get an answer to the following;
All of the debts are in my name with the exception of her car. We have agreed on everything and all is going smoothly.... she will take her car loan and I will take mine. The only other debts are the mortgage and two credit cards. She doesn't want the house, I do, so we have agreed that I will keep the house and she will take the two credit cards. The problem is that the cards are solely in my name. We tried to have her added but were denied due to her poor credit. Then she tried to get credit cards of her own so that she could transfer the balances however she was denied for those as well (with the exception of one $300 card). At this point our only other idea is a promissory note but as I've seen from reading these forums the credit card companies are a third party to that agreement and I will still be responsible for the debt if she stops paying.
What are our options to make sure that once this is done I'm free and clear of these credit cards? Can the judge order the companies to transfer the debt to her and release me? Is this something we need to get an attorney involved in or can we do this ourselves being that it's uncontested and all agreed upon? She said she would pay alimony, is that an option? What can we do?
Please help!
Thank you.What is the name of your state (only U.S. law)?