What is the name of your state? California AND/OR Kentucky
Hello!
I reside in California. I have just been called out to Kentucky, where my older sister resided with her son and daughter-in-law in Bowling Green. She has terminal Alzheimer's/Dementia, and was admitted to the hospital last week for "failure to thrive". She dropped to 72 lbs. and had a couple of bedsores. This alerted Social Services as possible neglect so they would not allow her to return to her son's home. Instead Social Services has been walking me through the legal process of getting Emergency Guardianship here in Bowling Green, KY, so I could make the urgent medical and welfare decisions on her behalf. (and, I must say they do a great job here in Kentucky)
The good news is she is doing better and was released from the Hospital yesterday, and I found a good care facility that deals with her specific disease that willingly accepted her as a patient. I chose to keep her in Kentucky where she could be closer to her family, since it's easier for me to fly out to visit her than it is for them to. Since she is terminal I felt it would be cruel to take my sister so far away from them as I honestly feel they just didn't know what they were doing (they have two children who are thriving) in addition to being really isolated living miles from town.
1. I will have to file for permanent guardianship, so I can manage her all of her affairs. Since I reside in California, should I file for Permanent Guardianship in Kentucky or California?
2. Secondly. She gets a $1500 monthly annuity. (it's a 15 year annuity) Her monthly expense at the care facility is almost $5000 a month with possible additional expenses. I will try to apply for Medicare to defray some of those costs but they will not cover it all. The annuity is locked down tight and cannot be touched. So, I was wondering, when I become her Legal Guardian is it possible to take out a loan, in her name, using the annuity as collateral to pay for her care costs? Then, when she passes all the financial obligations would be resolved through probate, wouldn't they?
Thank you in advance for any advice you may be able to provide.
Hello!
I reside in California. I have just been called out to Kentucky, where my older sister resided with her son and daughter-in-law in Bowling Green. She has terminal Alzheimer's/Dementia, and was admitted to the hospital last week for "failure to thrive". She dropped to 72 lbs. and had a couple of bedsores. This alerted Social Services as possible neglect so they would not allow her to return to her son's home. Instead Social Services has been walking me through the legal process of getting Emergency Guardianship here in Bowling Green, KY, so I could make the urgent medical and welfare decisions on her behalf. (and, I must say they do a great job here in Kentucky)
The good news is she is doing better and was released from the Hospital yesterday, and I found a good care facility that deals with her specific disease that willingly accepted her as a patient. I chose to keep her in Kentucky where she could be closer to her family, since it's easier for me to fly out to visit her than it is for them to. Since she is terminal I felt it would be cruel to take my sister so far away from them as I honestly feel they just didn't know what they were doing (they have two children who are thriving) in addition to being really isolated living miles from town.
1. I will have to file for permanent guardianship, so I can manage her all of her affairs. Since I reside in California, should I file for Permanent Guardianship in Kentucky or California?
2. Secondly. She gets a $1500 monthly annuity. (it's a 15 year annuity) Her monthly expense at the care facility is almost $5000 a month with possible additional expenses. I will try to apply for Medicare to defray some of those costs but they will not cover it all. The annuity is locked down tight and cannot be touched. So, I was wondering, when I become her Legal Guardian is it possible to take out a loan, in her name, using the annuity as collateral to pay for her care costs? Then, when she passes all the financial obligations would be resolved through probate, wouldn't they?
Thank you in advance for any advice you may be able to provide.