missmanda1216
Junior Member
im not sure if i am posting this question in the proper place but here it goes..
i recently had a situation with an automobile insurance company. my father, whom i do not have a good relationship with and have no desire to have as a part of my life, supposedly went to a new insurance company in town and started new policy. he stated that this agent he knew at this location had saved him a lot of money and maybe i should call the agent and see if i could save any money. i had no desire to do so. well about 2 or 3 weeks ago i get a harassing phone call from my father about whether or not i had called the agent for a quote and the answer was no, i hadnt called. he then proceeded to tell me this... "she (the agent) said you had (specific violation) on your record and thats not too good". this tells me several different things. 1) he gave out my personal information to the agent without my consent, keeping in mind im not a minor and he no longer has the right to do so. 2) she somehow accessed my driving record without my permission. insurance companies cannot pull any driving records without your permission unless you have an open policy with them, which I DO NOT. Accidents will sometimes come up when a family member has the record checked, but this WAS NOT an accident and had nothing to do with him or his address. 3) she disclosed information from my personal record to a person other than me without my permission. this all makes me a little upset because i dont know if my father is trying to dig for information about me. i have talked to a few people, including some friends, the insurance department for my state, the state office for the dmv, as well as an attorney. everyone i talk to seems to think this is a complete bad deal. the attorney stated that the agent clearly demonstrated breach of duty and negligence, but since it did not cost me any money in damages, she wasnt sure if i would win in court. ive been in contact with the insurance office's supervisor and im pretty much just getting the run around and blown off. so i guess what im wondering is if 1) do i have to prove monetary damages to have a case and be compensated for this clear act of violating my privacy? 2) is there a way to take legal action without actually being represented by an attorney?
please help, i have no idea what to do next.
i recently had a situation with an automobile insurance company. my father, whom i do not have a good relationship with and have no desire to have as a part of my life, supposedly went to a new insurance company in town and started new policy. he stated that this agent he knew at this location had saved him a lot of money and maybe i should call the agent and see if i could save any money. i had no desire to do so. well about 2 or 3 weeks ago i get a harassing phone call from my father about whether or not i had called the agent for a quote and the answer was no, i hadnt called. he then proceeded to tell me this... "she (the agent) said you had (specific violation) on your record and thats not too good". this tells me several different things. 1) he gave out my personal information to the agent without my consent, keeping in mind im not a minor and he no longer has the right to do so. 2) she somehow accessed my driving record without my permission. insurance companies cannot pull any driving records without your permission unless you have an open policy with them, which I DO NOT. Accidents will sometimes come up when a family member has the record checked, but this WAS NOT an accident and had nothing to do with him or his address. 3) she disclosed information from my personal record to a person other than me without my permission. this all makes me a little upset because i dont know if my father is trying to dig for information about me. i have talked to a few people, including some friends, the insurance department for my state, the state office for the dmv, as well as an attorney. everyone i talk to seems to think this is a complete bad deal. the attorney stated that the agent clearly demonstrated breach of duty and negligence, but since it did not cost me any money in damages, she wasnt sure if i would win in court. ive been in contact with the insurance office's supervisor and im pretty much just getting the run around and blown off. so i guess what im wondering is if 1) do i have to prove monetary damages to have a case and be compensated for this clear act of violating my privacy? 2) is there a way to take legal action without actually being represented by an attorney?
please help, i have no idea what to do next.