What is the name of your state (only U.S. law)? NJ
My son was in a car accident - he was rear ended. Had extensive damage to our car. We had no collison so we have to make a claim against other driver's insurance. She was issued ticket for careless driving.
We took car today for inspection and they are saying that rear frame is bent and since they have to use "new" part for that it is not economical to repair so it will be totaled. We don't know yet how much other company will pay us?
My husband stopped at place we've used before and they said it could be repaired but we'd have to buy car from ins company by having them subtract salvage value from what they would pay us.
My question is - what rights do we have in all this? If we take money to get another car and can't find something comparable do we have any rights in court to get additional money from this person or their insurance company? Son had whiplash but is doing ok now. We are very mad that because of this person's neglience it is now costing us money. She had no damage to her car, will probably just pay a small fine for the ticket and be on her way......
Any suggestions would be appreciated....
My son was in a car accident - he was rear ended. Had extensive damage to our car. We had no collison so we have to make a claim against other driver's insurance. She was issued ticket for careless driving.
We took car today for inspection and they are saying that rear frame is bent and since they have to use "new" part for that it is not economical to repair so it will be totaled. We don't know yet how much other company will pay us?
My husband stopped at place we've used before and they said it could be repaired but we'd have to buy car from ins company by having them subtract salvage value from what they would pay us.
My question is - what rights do we have in all this? If we take money to get another car and can't find something comparable do we have any rights in court to get additional money from this person or their insurance company? Son had whiplash but is doing ok now. We are very mad that because of this person's neglience it is now costing us money. She had no damage to her car, will probably just pay a small fine for the ticket and be on her way......
Any suggestions would be appreciated....