Need Advice, hit by a company car w/o insurance
What is the name of your state (only U.S. law)? MASS
I was hit by a commercial passenger VAN when he made illegal right turn on left lane on 12/04. The damage was front bumper, side fender, cracked transmission cooler, estimated about $2000 damage to my mini-van. The cop came, found him at fault and cited him. (The driver didn't speak English but Spanish). Took down information and I got the crash report 2 days later. Upon filing claim with his insurance company, found out that it was canceled on 11/7/09. I dropped by a local police station, found out that the registration was revoked on 11/7.
The accident happened in Rhode Island while both cars are Massachusetts registered. I am Mass resident, he is RI resident. His car was registered under a company's name in Massachusetts.
I contacted the following organizations and the results are:
__ RMV - cannot provide info on whether the car has any other insurance due to privacy law
__ MA State Police - Accident happened in Rhode Island, ask me to work with RI police. Even suggested that I sue the company and list the previous ins. company as co-defendant.
__ RI Police - "we didn't catch the car driving w/ revoked license plate, too late to do anything" - don't care, the cars are MASS registered, the officer didn't run his plate on the spot.
__ MA Division of Insurance - "we don't keep any information whether the company has insurance or not, go talk to RMV". - most arrogant. "I told you ten times that we don't keep that kind of information...."
__ Attorney General's Office hotline for Insurance - Most patient, listened to my story, advised to talk to Div. of Insurance, not sure whatelse I can do.
__ Registered Agent of the company (also listed as Director) - Defined to know anything about this company. The President and Treasure of the company are RI residents per the filing. Company business is transporting ppl to RI airport and NY. (speak spanish)
I told the police and AG's office that my concern is that you have an illegal car running on the street, someone gotta stop it from hurting other ppl.
My only option left is to sue the company in a small claim court. Any insight/advice is greatly appreciated!
PS. I only have one-way insurance, my ins. agent is helpful in providing advice, but cannot really help me beyond that.
What is the name of your state (only U.S. law)? MASS
I was hit by a commercial passenger VAN when he made illegal right turn on left lane on 12/04. The damage was front bumper, side fender, cracked transmission cooler, estimated about $2000 damage to my mini-van. The cop came, found him at fault and cited him. (The driver didn't speak English but Spanish). Took down information and I got the crash report 2 days later. Upon filing claim with his insurance company, found out that it was canceled on 11/7/09. I dropped by a local police station, found out that the registration was revoked on 11/7.
The accident happened in Rhode Island while both cars are Massachusetts registered. I am Mass resident, he is RI resident. His car was registered under a company's name in Massachusetts.
I contacted the following organizations and the results are:
__ RMV - cannot provide info on whether the car has any other insurance due to privacy law
__ MA State Police - Accident happened in Rhode Island, ask me to work with RI police. Even suggested that I sue the company and list the previous ins. company as co-defendant.
__ RI Police - "we didn't catch the car driving w/ revoked license plate, too late to do anything" - don't care, the cars are MASS registered, the officer didn't run his plate on the spot.
__ MA Division of Insurance - "we don't keep any information whether the company has insurance or not, go talk to RMV". - most arrogant. "I told you ten times that we don't keep that kind of information...."
__ Attorney General's Office hotline for Insurance - Most patient, listened to my story, advised to talk to Div. of Insurance, not sure whatelse I can do.
__ Registered Agent of the company (also listed as Director) - Defined to know anything about this company. The President and Treasure of the company are RI residents per the filing. Company business is transporting ppl to RI airport and NY. (speak spanish)
I told the police and AG's office that my concern is that you have an illegal car running on the street, someone gotta stop it from hurting other ppl.
My only option left is to sue the company in a small claim court. Any insight/advice is greatly appreciated!
PS. I only have one-way insurance, my ins. agent is helpful in providing advice, but cannot really help me beyond that.
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