A GEICO insured driver who ran a stop sign and hit me on my driver’s front side in OHIO. The police cited the GEICO driver for failure to yield the right of way and hitting my 2002 Honda Civic LX. GEICO says I'm 20% at fault because I didn't move out of the way. (There were two lanes, but I was not going to cut off another driver or go into the grass and hit kids at a park. I stayed in my lane and hit the brakes.) State Farm handled my claim and my car was sent to two different Select Service shops. The card had five alignments. The car’s steering still goes to the right. State Farm says there is no diminished vale on a car that old. I refuse to close the claim and I feel like I should be able to get a DV claim and have my car fixed to its previous states. I would like to know if State Farm acted on bad faith. Secondly, can I take my car to a non-select service shop to get my car to function normal (not rattle or verve off to the right) unless there is something wrong with the frame, shouldn’t that be fixed? Finally, can I collect a DV claim? Also I was told to not use peoples names so the company represents the peoples names on either side.
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