What is the name of your state (only U.S. law)? Texas
My husband was in an accident in Tx. The person that hit him ran the red light and our truck was a total loss. On top of that we later found out that the driver did not have any insurance. We had to file a claim with our ins. company. They are giving us the market value for our truck leaving us with 2500.00 balance with the bank. Unfortunately, we didn't have any gap ins. What amount should we settle for for pain and suffering?
My husband was in an accident in Tx. The person that hit him ran the red light and our truck was a total loss. On top of that we later found out that the driver did not have any insurance. We had to file a claim with our ins. company. They are giving us the market value for our truck leaving us with 2500.00 balance with the bank. Unfortunately, we didn't have any gap ins. What amount should we settle for for pain and suffering?