What is the name of your state (only U.S. law)? ca
I FELL BEHIND ON OUR MORGAGE PAYMENT TRIED TO NEGOGIATE, TRIED HARDSHIP LETTERS FOR THE PAST YR. NO HELP. IN JULY OUR BACK ACRAGE CAUGHT FIRE, NOT OUR FAULT. TO MAKE LONG STORY SHORT I SENT THEM CHECK FOR 32000 WHICH WAS TO COVER REBUILD OF GARAGE, DECK,FENCING AND LANDSCAPE. ASKED THEM TO BRING US CURRENT AND ISSUE DIFFERENCE SO WE COULD PUT UP A CARPORT, BECAUSE THERE WAS NOT ENOUGH MONIES TO REBUILD. ESTIMATES ARE BETWEEN $30-60 THOUSAND JUST FOR GARAGE. NOW THEY HAVE CASHED CHECK AND SAID THEY WILL ISSUE IT IN CONTRACTORS AND OUR NAME ONCE WE HAVE A CONTRACTOR AND REBUILD. CAN THEY BASICALLY HOLD MONEY HOSTAGE? THEY SAY TO READ OUR MORTGAGE PAPERS? CHERYL REYES
I FELL BEHIND ON OUR MORGAGE PAYMENT TRIED TO NEGOGIATE, TRIED HARDSHIP LETTERS FOR THE PAST YR. NO HELP. IN JULY OUR BACK ACRAGE CAUGHT FIRE, NOT OUR FAULT. TO MAKE LONG STORY SHORT I SENT THEM CHECK FOR 32000 WHICH WAS TO COVER REBUILD OF GARAGE, DECK,FENCING AND LANDSCAPE. ASKED THEM TO BRING US CURRENT AND ISSUE DIFFERENCE SO WE COULD PUT UP A CARPORT, BECAUSE THERE WAS NOT ENOUGH MONIES TO REBUILD. ESTIMATES ARE BETWEEN $30-60 THOUSAND JUST FOR GARAGE. NOW THEY HAVE CASHED CHECK AND SAID THEY WILL ISSUE IT IN CONTRACTORS AND OUR NAME ONCE WE HAVE A CONTRACTOR AND REBUILD. CAN THEY BASICALLY HOLD MONEY HOSTAGE? THEY SAY TO READ OUR MORTGAGE PAPERS? CHERYL REYES