Mortgage Advice

What is the name of your state (only U.S. law)? Virginia

I have 2 years left on my mortgage - approx $10,000
I have been told that if I pay it off and I am sued (for whatever reason) that they can take my house because it will be free and clear with no leins on it.

Is this true?

Should I consider refinancing?

It is every homeowners dream to pay off their house but if this is true then I may want to reconsider that my dream may become my nightmare.

Please advise.

Thank YouWhat is the name of your state (only U.S. law)?

You were told wrong. It makes no difference how much of a mortgage you have on your house. If they could, they'd take it subject to the $10,000 lien (presuming the house was worth more than that) too.

However, if it's your primary residence, it's pretty much off-limits to being seized to satisfy a judgment in Virginia.