What is the name of your state (only U.S. law)? minnesota We closed on our home Aug 7 2009. We learned in Dec. that our warranty deed and mortgage were not recorded at the county offices when we filed for a homestead exemption! Also I noticed my mortgage company showed a negative escrow balance! We had closed with an escrow co. that is now closed and under investigation! Now I find that taxes and hazard insurance monies of $3669.06 were not paid. Who is responsible, and who is supposed to help me? The real estate agent? Mortgage broker? What can I do to get this resolved?