ksherrylyn
Junior Member
What is the name of your state (only U.S. law)? Michigan
Hi,
We purchased a Mobile Home in 2003, the mortgage was to be reported to the credit bureaus and they have not done so...is this a breach of contract? I have been looking into Promissory Estople and wondering if this would apply in this case.
We have oral and written documentation that this was to go on our credit.
This has caused us to have none to little credit rating and has caused us to not be able to make auto purchases and refinance the home to a lower interest rate (we have a 9% rate with them).
What advice could anyone give us....we are at wits ends with this.
Thank you,
Sherry
P.S. At one point we were going to walk away from the home, they told us they "Would report that as default on the loan"
Hi,
We purchased a Mobile Home in 2003, the mortgage was to be reported to the credit bureaus and they have not done so...is this a breach of contract? I have been looking into Promissory Estople and wondering if this would apply in this case.
We have oral and written documentation that this was to go on our credit.
This has caused us to have none to little credit rating and has caused us to not be able to make auto purchases and refinance the home to a lower interest rate (we have a 9% rate with them).
What advice could anyone give us....we are at wits ends with this.
Thank you,
Sherry
P.S. At one point we were going to walk away from the home, they told us they "Would report that as default on the loan"