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Insurance on another owner's car???

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d21x

Junior Member
Wisconsin

I have a car that is registered under my name. My father insured the car with full coverage. The car got stolen and insurance will not cover the car. Is this legal? Is there anything I can do? Please let me know. Thanks!
 


T

tammy8

Senior Member
Sounds like the insurance company is denying claim because the car was inproperly insured. Were you listed as a driver/named insured on your father's insurance policy?
 
D

d21x

Junior Member
tammy8 said:
Sounds like the insurance company is denying claim because the car was inproperly insured. Were you listed as a driver/named insured on your father's insurance policy?
Click to expand...
No I was not in the policy. I have my own policy for a different car.
 
D

d21x

Junior Member
Zigner said:
Do you live with your father?

Also, were you specifically EXCLUDED from the policy?
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No, I do not live with my father. I'm not on the insurance policy, because I don't drive the car. My brother who is on the policy drives it.

I'm not sure if this matters or not, but I do have a good driving record and credit score.
 
Last edited:
Zigner

Zigner

Senior Member, Non-Attorney
d21x said:
No, I do not live with my father. I'm not on the insurance policy, because I don't drive the car. My brother who is on the policy drives it.

I'm not sure if this matters or not, but I do have a good driving record and credit score.
Click to expand...
Your father should not have insured a vehicle that he had no interest in. THAT is why he's being denied.
 
justalayman

justalayman

Senior Member
d21x said:
Wisconsin

I have a car that is registered under my name. My father insured the car with full coverage. The car got stolen and insurance will not cover the car. Is this legal? Is there anything I can do? Please let me know. Thanks!
Click to expand...
did the insurance company know it was not your fathers car he was insuring?
 
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