Davis Nothere
Junior Member
After being involved in an accident I was sued by the driver who caused the accident. I sent Geico pictures of the damage which proved (by virtue of basic physics) that the other vehicle was responsible. No one was cited by the investigating officer. Rather than defend me in court, Geico used the pictures I gave them to negotiate down the suit against me to something they were willing to pay. Then they doubled my payments and have me listed as being at fault in the accident. The attorney they assigned me explained that the decision was based on her belief that she only had a 50/50 chance of winning the case. Their decision to take the easy way out damaged my driving record while making a profit off of me. Did Geico fail in their fiduciary responsibility to defend me, and did they violate due process when listed me with every insurance agency as responsible (guilty of a crime) for the accident?