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insurance forms

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14consecutive

Junior Member
If someone hits your car and the police report indicates their fault, are you required to fill out forms for the other person's insurance company in order to get paid? If you took legal action against the insurance company, could you get payment for the claim without following the insurance company's policy regarding the forms? This is in New Jersey.
 


ecmst12

Senior Member
You can't take legal action against the insurance company, only against the person who hit you. What kind of forms and why don't you want to fill them out?
 

14consecutive

Junior Member
The form basically asked for information about the accident. Our stance was that since the police report clearly indicated the other party's fault, we had no reason to fill out any forms. It's true that you can't successfully sue the insurance company? We actually have a case that will soon go to trial--we've been served interrogatories. Thanks for any help.
 

ecmst12

Senior Member
Well, you can sue the driver, but that will take a lot longer and cost more money then filling out the forms and settling with the insurance company. And it will require more paperwork too.

The insurance company didn't cause the accident, the driver did. The driver is the proper person to sue.
 

ecmst12

Senior Member
I'm assuming OP is referring to a different case then the accident he is asking about, but either way he does need to address them!
 

NewHope2010

Junior Member
Yes you have to fill out the forms.

I'm an insurance agent. An insurance company has the right to request you to fill out the forms, for one reason in particular that they need your personal statement in writing on file. If you don't cooperate, you risk losing the ability to collect from the claim. You can not respectfully decline to fill out the paperwork.
 

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