Ems Grammy
Junior Member
What is the name of your state (only U.S. law)? CA
OP is asking for Watts Charges on our home, from which he was removed (TRO) in 2008. It is clear he intended to vacate and foreclose from the time he left. In 2009, he surrendered 1st and 2nd mortgages in Chapter 7 BK -- as did I. I have lived here with our children since the separation. I applied for a loan mod, and was approved; but OP is only name on 1st mortgage, so couldn't execute mod. I made 7 Trial Payments toward loan mod. Home is in default, and will foreclose soon. OP is now asking for Watts Credits at $500/mo for 29 months. Can he collect if he walked away from the debt? Remember, the mortgages were discharged in Chapter 7.What is the name of your state (only U.S. law)?
OP is asking for Watts Charges on our home, from which he was removed (TRO) in 2008. It is clear he intended to vacate and foreclose from the time he left. In 2009, he surrendered 1st and 2nd mortgages in Chapter 7 BK -- as did I. I have lived here with our children since the separation. I applied for a loan mod, and was approved; but OP is only name on 1st mortgage, so couldn't execute mod. I made 7 Trial Payments toward loan mod. Home is in default, and will foreclose soon. OP is now asking for Watts Credits at $500/mo for 29 months. Can he collect if he walked away from the debt? Remember, the mortgages were discharged in Chapter 7.What is the name of your state (only U.S. law)?