Here's my situation. I'm 23, live with parents, and I made a poor decision and received a DUI. When I purchased my Insurance for the first 6 months of my FR44 it was $1000/6 Months. After 6 months I went to an Agency and purchased a policy for $710/6 Months.A week later I received a letter from underwriting saying I needed to add my 18 year old sibling to my policy. I contacted them about this and found out with FR44 you cannot exclude drivers. $2,300/6 Months is the price she came up with. I asked why my parents did not come up on the report, she explained the underwriting only searches for certain age groups. I will be living by myself in 6 months, until then a friend has offered I move in with him. Here are my questions.
1. If I change my address to his(Friend who offered to stay at his house) could this make his insurance go up?
2. I'm not real big on living with friends, Can I just stay at my parents house most of the time?
Thanks in advance.
1. If I change my address to his(Friend who offered to stay at his house) could this make his insurance go up?
2. I'm not real big on living with friends, Can I just stay at my parents house most of the time?
Thanks in advance.
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