What is the name of your state (only U.S. law)? Idaho
I was in an auto accident around 9 Friday morning, November 12, 2010. I almost had the car paid off, less than $500 to go. I have a number of questions.
1. (I believe the car is totaled but assuming the adjuster doesn't agree.) If the cost to fix damage exceeds the amount owed to the lienholder, which was $500, can we pay off the lienholder and keep the rest deciding whether to fix the car or buy something different?
2. I had full coverage on the vehicle of course but I don't feel like my insurance company is representing me very well. I'm doing all their legwork so far. Do you suggest I get a lawyer?
3. I don't work outside the home so I obviously won't get compensation for loss wages but what's a reasonable amount I can ask for on pain and suffering? I was taken by ambulance to a local ER because my neck and back hurt. No serious injuries but there is some neck and back strain. I was suggested to followup with a doctor in a couple of days, which I'm doing this afternoon (Monday, Nov. 15th). I was hit on the front driver's side, fender torn off and damage done to front part of engine but my right side is the side that's hurting. The pain has increased throughout the weekend but have not noticed any swelling. Is that odd?
I'm going to keep posting because this is obvious far from over. I might end up paying this car off as well before this gets settled.
I was in an auto accident around 9 Friday morning, November 12, 2010. I almost had the car paid off, less than $500 to go. I have a number of questions.
1. (I believe the car is totaled but assuming the adjuster doesn't agree.) If the cost to fix damage exceeds the amount owed to the lienholder, which was $500, can we pay off the lienholder and keep the rest deciding whether to fix the car or buy something different?
2. I had full coverage on the vehicle of course but I don't feel like my insurance company is representing me very well. I'm doing all their legwork so far. Do you suggest I get a lawyer?
3. I don't work outside the home so I obviously won't get compensation for loss wages but what's a reasonable amount I can ask for on pain and suffering? I was taken by ambulance to a local ER because my neck and back hurt. No serious injuries but there is some neck and back strain. I was suggested to followup with a doctor in a couple of days, which I'm doing this afternoon (Monday, Nov. 15th). I was hit on the front driver's side, fender torn off and damage done to front part of engine but my right side is the side that's hurting. The pain has increased throughout the weekend but have not noticed any swelling. Is that odd?
I'm going to keep posting because this is obvious far from over. I might end up paying this car off as well before this gets settled.