What is the name of your state (only U.S. law)? NJ
Hello,
I was involved in an accident (rear ended) a few months ago. I was driving my fathers car at the time and was not on his insurance policy. I have my liscence since 05 and my parents never added me to thier policy. After the insurance found out, we were recieved bills for about 2 months stating that I am now added and the total bills were about $1500.
-Now to the point.
Last week I recieved a rather large letter from the insurance company with a total of 6 bills, ranging from $200 to $550. The sum of these bills are around $2000. And on each bill there is a year. One bill is from 05, another from 06, and so on.
My question is... after paying around 1500 for adding me to the policy ( i guess after paying that additional amout they added me), why is the insurace back charging me from the year I recieved my liscence, from 05-present? Are they legally allowed to do this? And how did they come up with these bills? I don't completely understand this and they due date for ALL 6 of these bills are in about 3 weeks.
Any, info, explanations, would be appreciated.
-Thank You
Hello,
I was involved in an accident (rear ended) a few months ago. I was driving my fathers car at the time and was not on his insurance policy. I have my liscence since 05 and my parents never added me to thier policy. After the insurance found out, we were recieved bills for about 2 months stating that I am now added and the total bills were about $1500.
-Now to the point.
Last week I recieved a rather large letter from the insurance company with a total of 6 bills, ranging from $200 to $550. The sum of these bills are around $2000. And on each bill there is a year. One bill is from 05, another from 06, and so on.
My question is... after paying around 1500 for adding me to the policy ( i guess after paying that additional amout they added me), why is the insurace back charging me from the year I recieved my liscence, from 05-present? Are they legally allowed to do this? And how did they come up with these bills? I don't completely understand this and they due date for ALL 6 of these bills are in about 3 weeks.
Any, info, explanations, would be appreciated.
-Thank You