there was lots of snow and parked cars on the road and i was turning right out of my driveway i looked to my left no cars and as far as i could see no cars coming in the opposite direction so i started to slowly pull out and about 3/4ths of the way throgh my turn i see a truck coming straight at me on my side of the road so i stop and he hits me on the left side of my bumper causing considerable dmg to my car this is basically the story i told my insurance at first they said ok it seems it was his fault but now they called me and said he said i slid into his lane and now they are saying its my fault what are my options in a situation where its my word against his