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ticket = upped insurance??

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B

bluee

Guest
to begin with - i'm in the state of new york.

i got a ticket 21mph over the limit. went to court and voiced concern about getting insurance hiked up. after taking my concern into consideration the ticket was reduced to a 2 pt violation. i can't remember exactly what it was, but was the equivalent of going thru a do not enter sign, or something to that effect (i can look it up if that will help). i asked if this would in any way affect my insurance and i was told that it would not. i don't completely understand because isn't the reduced charge still considered a moving violation? I thought all moving violations were bad and the only way to avoid insurance increases would be to get reduced to a non-moving.

Can anyone give me any insight into:
1) will the specific charge i got up my insurance??
2) exactly how this moving vs non-moving system works??

i hope that the cop was right, and my insurance will not be increased for reasons i fail to understand.

all feedback much appreciated!
 



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