A
angellyn206
Guest
Back in Feb. 1999, my boyfriend of 5 years at the time agreed to assist me in purchasing a Honda Civic. I put down $2500 and traded in a vehicle worth $4000. The total down payment was $6500. For the first year and a half we had a joint savings and checking account and were making the monthly payments of $202.76 out of those accounts. I had possession of the car, and I was paying for the entire insurance.
Then, we broke up and I took over the entire payments until December 2001. All of a sudden I begin to receive threatening calls and emails from my ex claiming that the car is his and he wants it back. I contacted the bank that holds the loan and they informed me that I am the co-signer on the loan and not the primary holder. However, I was never aware of this. Why would they put him as the primary holder if I was the one trading in my car and he did not even have a valid driver's license. (revised addition: The car has not been paid off so the bank currently holds the title) All the documents that I have show both of our names. He came to my residence yesterday, Dec. 23, with the authorities and took the car.
What can I do to at least get my money back? Do I have any rights as the co-signer? What steps do I go through to get this resolved? Any advice upon this matter will be very appreciated!!!
Help me please!!!
Then, we broke up and I took over the entire payments until December 2001. All of a sudden I begin to receive threatening calls and emails from my ex claiming that the car is his and he wants it back. I contacted the bank that holds the loan and they informed me that I am the co-signer on the loan and not the primary holder. However, I was never aware of this. Why would they put him as the primary holder if I was the one trading in my car and he did not even have a valid driver's license. (revised addition: The car has not been paid off so the bank currently holds the title) All the documents that I have show both of our names. He came to my residence yesterday, Dec. 23, with the authorities and took the car.
What can I do to at least get my money back? Do I have any rights as the co-signer? What steps do I go through to get this resolved? Any advice upon this matter will be very appreciated!!!
Help me please!!!
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